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Ready to take your Homeownership goals to the next level? Schedule a One-on-One consultation to see what you qualify for and what loan program will be the best for you!

How to Get Approved

The first step in the process is the Loan Application.

The Loan application will help us determine what you qualify for and what loan program is best for you. We have over 100 lenders we work with so we are confident we will be able to find the best loan product for you. Below are the different things lenders look at to determine what loan you qualify for.

Down Payment

Credit Score

Employment History

Dept-to-Income Ratio

Lend Texas Offers the Following Products and Many More

We offer both Fixed and Adjustable Rates for the Following Loan Options:

Jumbo Loans up to $30 Million

Construction Loans

Bank Statement Loans for Self-Employed Borrowers

No Income Verification Loans

Fix and Flip Financing for Real Estate Investors

DSCR Loans (Rental Property Loans) for Real Estate Investors

HELOC (Home Equity Line of Credit)

Refinance

Manufactured Homes

Condotel and Non-Warrantable Condo

Buy Before you Sell - Bridge Loan Options

Check Out Our Reviews!

Meet Our Team

Danielle Damianov

Branch Manager

NMLS#883539

Rick Altemeyer

Branch Manager

NMLS # 224751

Jeanet Alzona

Admin Assistant

Mariane Alzona

Marketing Assistant

Fix and Flip Financing!

Real Estate Investors! We specialize in Fix and Flip loans to fund your real estate investments. Stop using all of your cash to fund your investments. Our Fix and Flip Loans are short term 12-24 month loans and offer as little as 10% down and 100% of the Rehab cost is financed! Contact us today to see how we can help financing your Real Estate investments and maximize your ROI! We are a team of Real Estate Investors financing your Real Estate Investments.

Lend Texas Team

Meet the Team

At Lend Texas, we do things a little differently—and that’s by design.

After years in the mortgage business, Aaron Garrett and Lea Moore saw what was missing at their previous companies:

a client-focused approach that puts your needs first.

So, they teamed up to create a mortgage company that’s all about you. Whether you’re buying your first home or refinancing, Aaron and Lea are here to guide you every step of the way and make sure your loan fits your life.

Meanwhile, Denita Garrett is the glue that holds it all together. She’s our behind-the-scenes powerhouse, keeping Aaron and Lea on track and running the show like the pros they are. Plus, she’s the mastermind behind all our social media, so if you’ve seen a fun post or helpful tip, you can thank Denita for that!

Together, we’re here to make the mortgage process simple, stress-free, and even a little fun. Welcome to the Lend Texas family!

Call (806) 298-6098

Lend is an independent marketing company apart of Lend Lubbock, LLC

Aaron Garrett is an owner and is licensed by the Nationwide Mortgage Licensing System NMLS #1594370

Elizabeth “Lea” Moore is an owner and is licensed by the Nationwide Mortgage Licensing System NMLS #2454233

Corporate Address :

6202 Iola Ave

Ste 140

Lubbock, TX 79424

NMLS Consumer Access Link

Texas Complaint and Recovery Fund Notice Click Here:

https://bit.ly/3B5pAfz